Construct · 1 fields · 1 citations

emergency fund hypothesis: a standalone construct

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Insurance economics

the idea that policyholders lapse or surrender life insurance to raise cash when they face financial distress.

In insurance economics, emergency fund hypothesis refers to the idea that policyholders lapse or surrender life insurance to raise cash when they face financial distress. This meaning comes from Outreville (1990) in Insurance: Mathematics and Economics.[1]

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Nearby constructs

distress3 fields · 4 citationsjingle · one word, three constructs face3 fields · 6 citationsjingle · one word, three constructs hypothesis2 fields · 2 citationsjingle · one word, two constructs

References

Outreville, J. F. (1990). Whole-life insurance lapse rates and the emergency fund hypothesis. Insurance: Mathematics and Economics, 9(4), 249-255. https://doi.org/10.1016/0167-6687(90)90002-u

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