Construct · 1 fields · 1 citations

digital footprint credit scoring: a standalone construct

One name. One construct. A landmark on the map.

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Finance

using simple online traces such as device type and email provider to predict whether a borrower will default.

In finance, digital footprint credit scoring refers to using simple online traces such as device type and email provider to predict whether a borrower will default. This meaning comes from Berg (2019) in The Review of Financial Studies.[1]

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Nearby constructs

credit2 fields · 2 citationsjingle · one word, two constructs default3 fields · 3 citationsjingle · one word, three constructs footprint2 fields · 3 citationsjingle · one word, two constructs

References

Berg, T., Burg, V., Gombović, A., & Puri, M. (2019). On the Rise of FinTechs: Credit Scoring Using Digital Footprints. The Review of Financial Studies, 33(7), 2845-2897. https://doi.org/10.1093/rfs/hhz099

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